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Our Blog: Healthcare Price Secrets

You Pay First: Why Your Deductible Is a $10,600 Trap

You Pay First: Why Your Deductible Is a $10,600 Trap

In 2026, your deductible could hit $10,600 before insurance pays a dime. Learn how indemnity plans flip the script and put money back in your pocket. ...more

Employee Benefits

June 02, 20263 min read

Cross Out This Line Before Signing Any Hospital Form

Cross Out This Line Before Signing Any Hospital Form

Before signing hospital admission forms, cross out one line. Learn your rights under the Price Transparency Act and how to protect your wallet. ...more

Employee Benefits

June 01, 2026undefined

Miss Dec 15 & You're Uninsured All of 2027 — No Exceptions

Miss Dec 15 & You're Uninsured All of 2027 — No Exceptions

Miss the December 15 open enrollment deadline and you could go uninsured all of 2027. Learn the rules—and how small businesses can protect their employees. ...more

Employee Benefits

May 31, 2026undefined

Hospitals Are Hiding Their Prices — Here's How to Find Them

Hospitals Are Hiding Their Prices — Here's How to Find Them

Federal law requires hospitals to publish their prices online. Learn how to find them—and how indemnity plans let employees keep the savings. ...more

Employee Benefits

May 30, 2026undefined

HR Managers: Stop Wasting Weeks on Renewal Negotiations

HR Managers: Stop Wasting Weeks on Renewal Negotiations

HR managers lose weeks every fall to group health renewals. Learn how ICHRA through The Benefit X-Change eliminates that cycle for good. ...more

Employee Benefits

May 29, 2026undefined

Your Doctor Visit Just Made You $92 (Here's How)

Your Doctor Visit Just Made You $92 (Here's How)

Find out how employees with indemnity plans through The Benefit X-Change can actually pocket money on routine doctor visits — no deductibles, no copays. ...more

Employee Benefits

May 28, 2026undefined

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